After a series of sharp increases, fixed-rate mortgage packages of some local banks has begun as uncertain market conditions prevail.
The post Fixed-rate mortgage packages drop to below 4% in uncertain environment appeared first on iCompareLoan.
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If you are a prospective homebuyer and want a smooth and successful mortgage experience, there are certain home loan pitfalls you must avoid.
The post Home loan pitfalls to avoid when you are searching for a mortgage appeared first on iCompareLoan.
Private deals to sell your property are right up there alongside smoking at petrol stations, or airing another season of Point of Entry — in other words, really bad ideas. And if you think it’s less risky when family is involved, you’re wrong. All it takes is one miscommunication, and you will be banned from…
The post Why you should never make private deals to buy or sell your house to relatives appeared first on .
You should NOT allow your agent to handle everything for you for the following reasons:
(1) The CEA Code of Ethics that apply to licensed agent prohibit agents from discussing issues like "fair value", valuation issues and methodologies, indicative value vs market value vs fair value unless the licensed agent is also a licensed valuer.
(2) Agents are "transaction-driven" i.e., no sale no income. For private property transactions agents act for the seller. The seller is often selling for a profit. It is easier for the agent to convince the seller to lower his asking price that to convince the buyer to pay a higher price because of limited funds and/or mortgage value. There is an inherent conflict for agents acting for the seller.
Bottom line: Do your homework as the seller. Your agent should look for buyers but you as seller negotiate directly with the buyer on price. The agent can follow up after the price is directly agreed between seller and buyer.
We are being charged 1699 sgd +++ from our security deposit for reasons like the it's still dusty and one small graffiti done by my daughter for which they charged to paint the entire balcony nearly 550 sgd including touch up as the house is generally dirty
let me explain how disappointing it was for us during our stay there
First of all leakage issues caused the wall of the bedroom to become mouldy , you must have seen the condition of the wall when it happened, my wife used a hair dryer to dry out mould which then changed colour from green to yellow, which caused allergy issues to my wife, it took us months to understand why she was getting allergy frequently, we assumed it was pollens but she was getting allergy even in the non pollen months it was then that we discovered it must be the wall.
Secondly the lekage from floor caused the rolling mattress which we specially made so that we could co sleep with our kids wet for 5 consecutive nights . As a result it lost its shape in middle and we had to throw it , we spent 300 sgd for making it but all in vain
We also got constant complaints from the management, who kept saying that a lot water may get wasted due to leak which eventually must be borne up by us and this was also creating leakage in the unit below us and the person living there came knocking at our door often
The owner rectified the problem only later after the damage was already done
We never used to show this room to any of our friends as we're embarrassed about wall
The living room tiles were loose and used to make clicking noise , for covering it the owner provided a carpet , which was of low quality and attracted dust, we had to use our own carpet later
The final blow was the kitchen hob , I still wonder is it even possible to break like that and it was only God's grace nothing untoward or bad happened as nobody was around
The only reason we wanted an extension for a year was our younger kid was studying in kindergarten where the teachers were very kind and helpful and my child got used to them
When I asked for extension in October, the owner didn't reply for almost a month, we assumed he may give us a positive reply as he was taking a long time and stopped looking for new home but when he told us move out in December we hurriedly found our new home but asked gor extension for just 10 days and then after speaking with our current owner who was kind enough to understand our urgency gave us the key 5 days earlier . Your client/owner asked pro rate rent for 4500 sgd but before we could make payment, you forwarded a message saying he wanted us to move to hotel with kids and luggage is it even possible? I think we do not deserve such treatment as we always paid our rent on time
We even paid the pro rate amount in the month of December itself. Hope nobody else faces this situation
We are still waiting for our security deposit
Look at NEA's website on dengue cluster. Yishun has very few compared to other towns.
Either it is very well kept....or even the mosquitoes don't want to be there. Could be interpreted in both ways.
CCR unit purchased since 2006 till now cnt even recover stamp duty . If SG Ppty can buy , Shit can eat
Keeping pets in Singapore requires you to make certain home renovation decisions. From pet-friendly sofa to custom renovations, here are 5 costs and considerations when budgeting for a pet-friendly home.
As their children grew older, Grace and Adrian wanted them to have their own bedrooms. They also wanted an additional bedroom for their parents, for when they visited. With that in mind, they moved from their 1,000 sq ft rental in Bukit Timah to a much more spacious 4-storey cluster house.
This Chinese New Year, three things are certain: Mandarin oranges, ang pows (红包) and pineapple tarts. From 22 January 2023 to the end of its 15-day run – this Lunar New Year celebration will see Singapore CNY celebrants wearing red and visiting as many houses as a property agent on a sunny day. While the…
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