If your HDB flat is MOP-ing this year, is it still a good time to upgrade?

When you purchase a HDB flat, you’re required to complete the Minimum Occupation Period (MOP) of 5 years before you’re allowed to sell your flat on the open market.   If you’re a HDB dweller whose flat is up for MOP this year and looking to make the jump to swankier new digs, here are some reasons why...

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Guide to loan-to-value (LTV) limits, based on type and number of housing loan you have

To protect homebuyers from over-borrowing, the Singapore government has set a loan-to-value (LTV) limit for housing loans. In a nutshell, the LTV limit defines the maximum home loan amount HDB or a financial institution can grant you as a percentage of the property’s price or market value (whichever is lower).  The LTV for bank loans...

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Congratulations to Henry Lim for new role as Head of Good Class Bungalows (GCB) and Prestige Landed Division and PropNex for crossing 10K agents

2021 saw a record-breaking year of Good Class Bungalows (GCBs) transactions amid a pandemic. Riding high from the booming digital economy, a new wave of GCB buyers consisting of largely tech tycoons, like Chew Shou Zi (TikTok CEO), Chloe Tan (wife of Grab CEO), Tan Min Liang (Razer CEO), and Ian Ang (Secretlab CEO) have...

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Caveat emptor: World’s first crypto mortgage firm Milo lets you pledge Bitcoin to secure housing loan

A fintech firm – Milo – has just laid claim to being the world’s 1st crypto mortgage company. Announcing its launch today, it lets both US- and non-US-based customers use the Bitcoin cryptocurrency as collateral to invest (for now) in US real estate. Milo’s clients will be able to pledge their Bitcoin through a third-party...

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Jalan Tembusu and Lentor Hills Parcel A sites received highest bids of S$768m and S$586.6m respectively

Two URA sites at Jalan Tembusu and Lentor Hills Road (Parcel A) were the first to close after the recent cooling measures were rolled out on 16 Dec.  The response showed that developers were still keen on replenishing their land bank, but with a more subdued and cautious approach.  Both sites received only 4 to...

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What you must know before buying Singapore property…

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