January 20, 2022

If your HDB flat is MOP-ing this year, is it still a good time to upgrade?

When you purchase a HDB flat, you’re required to complete the Minimum Occupation Period (MOP) of 5 years before you’re allowed to sell your flat on the open market.   If you’re a HDB dweller whose flat is up for MOP this year and looking to make the jump to swankier new digs, here are some reasons why...

The post If your HDB flat is MOP-ing this year, is it still a good time to upgrade? appeared first on 99.co.

Guide to loan-to-value (LTV) limits, based on type and number of housing loan you have

To protect homebuyers from over-borrowing, the Singapore government has set a loan-to-value (LTV) limit for housing loans. In a nutshell, the LTV limit defines the maximum home loan amount HDB or a financial institution can grant you as a percentage of the property’s price or market value (whichever is lower).  The LTV for bank loans...

The post Guide to loan-to-value (LTV) limits, based on type and number of housing loan you have appeared first on 99.co.

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