In the wee hours of 11.45 pm on Wednesday (Dec 15), the government dropped the news of a fresh round of cooling measures slated to take effect from Thursday (Dec 16). The Additional Buyer’s Stamp Duty rates were raised by 5% to 15%, the Total Debt Servicing Ratio threshold was tightened to 55%, and the Loan-to-Value...
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For most Singaporean couples looking to purchase their first home, BTO flats are undoubtedly the most popular choice. However, for 28-year-old animal lover JZ and her fiancé, that was simply not an option as HDB only allows one dog in each home. Instead of having to make the impossible choice of picking between her Shiba...
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Choosing financing for your home is like a game of “Rathers“. You know, where everyone tackles hard questions like “Would you rather be whipped naked down Orchard Road, or rely...
The post HDB Loan vs Bank Loan – Which Is Better? 5 Things to Know Before You Commit (Dec 21) appeared first on MoneySmart.sg.
When you buy a home, you’re not just paying for that nice new flat or apartment. There are actually quite a few other things you’ll be spending thousands on, including...
The post Additional Buyer’s Stamp Duty — What Is ABSD & How Much Do I Need To Pay? (Dec 2021) appeared first on MoneySmart.sg.
Buying an HDB BTO flat is practically a rite of passage for Singaporeans, a sign that you’re finally ready to start adulting for real. Here’s a step-by-step guide to your very first...
The post Buying an HDB BTO Flat: A Step-By-Step Guide (Dec 21) appeared first on MoneySmart.sg.
If you’re buying an HDB flat in Singapore, you often have the option of taking an HDB concessionary loan, better known as an HDB loan. Before you apply for an...
The post HDB Loan – A Beginner’s Guide To HDB Loan (With Property Cooling Measures Update Dec 2021) appeared first on MoneySmart.sg.
Although the SOP for buying an HDB BTO flat has been well-documented, buying a flat via HDB’s Sale of Balance Flats (HDB SBF) or the new open booking systemis a little...
The post HDB Sale of Balance Flats: Guide to SBF & Open Booking (Dec 2021) appeared first on MoneySmart.sg.