As of 30 Jul 2026, the data confirms all HDB flat buyers — BTO, SBF, and resale — must first obtain an HDB Flat Eligibility (HFE) letter. It confirms your eligibility to buy, your grant amounts, and your HDB loan entitlement. The letter is valid for 9 months from issue.
July 29, 2026
As of 29 Jul 2026, the data confirms first-timer families buying a resale HDB flat can receive up to $230,000 in CPF housing grants. Singles can receive up to $115,000. Grants are tiered by income — lower-income households receive larger amounts. Apply for an HFE letter first to confirm your exact eligibility.