Buying a resale HDB flat involves five key milestones from HFE letter application to key collection. The HFE letter must be valid when you obtain the Option to Purchase. The full process typically takes 8 to 12 weeks from OTP to completion.
August 28, 2026
As of Aug 2026, the data confirms single Singaporeans aged 35 and above can buy 2-room Flexi BTO flats islandwide and resale HDB flats on the open market. Eligible first-timer singles can receive up to $115,000 in CPF housing grants.