If you’re new in the homebuying process, people may have asked you if you’re looking for a ‘forever home’ or a ‘starter home’. This is because, in the old days when our great grandparents or grandparents buy a home (or build one), they usually stay put, plant roots and settle down like they’ve discovered oil...

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Every country has one: that spot where weird things keep happening. In Singapore, that's Yishun. We investigate what has happened there.

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When buying HDB flats, most have a preferred housing estate they want to live in. But when comparing BTO vs resale flats, which should you choose? Here are 5 factors to consider, including Singapore HDB prices.

Making a downpayment for a condo is the first step to make when buying a condo in Singapore. Whether you're buying your first private property or upgrading from an HDB flat, learn how much you need to pay upfront in 2022.

In reply to <a href="https://www.99.co/singapore/insider/hdb-grants-for-couples/#comment-165555">Suria Revi</a>. Yes, you may be eligible for the staggered downpayment scheme if the SBF flat you're applying is not completed yet. If you're taking HDB loan, the first 5% is to be paid during the signing of the Agreement for Lease, while the other 10% is to be paid during the key collection. You can read more about it here: https://www.99.co/singapore/insider/bto-payment-timeline/ https://www.hdb.gov.sg/residential/buying-a-flat/new/schemes-and-grants/staggered-downpayment-scheme As for PHG, you won't be eligible for it since it's only for resale flats.

In reply to <a href="https://www.99.co/singapore/insider/hdb-grants-for-couples/#comment-160160">Tree</a>. The grant is only eligible for Singaporeans, so whether your wife is a PR or not, the grant amount you can get will be the same. But you may be able to get a S$10,000 Citizen Top-Up Grant if someone in the family (your wife or child) gets Singapore citizenship. You can read more about it here https://www.hdb.gov.sg/cs/infoweb/residential/servicing-your-hdb-housing-loan/citizen-topup

In reply to <a href="https://www.99.co/singapore/insider/hdb-grants-for-couples/#comment-158309">TAY HUA SIOK</a>. If your husband is not a PR, then you'll be buying under the Non-Citizen Spouse Scheme. This means that the grants you're eligible for are similar to what a single would get: Singles Grant and Enhanced CPF Housing Grant (EHG) for Singles. For a 4-room resale flat, the Singles Grant amount you can get is S$25,000. The EHG amount depends on your income, so the maximum account you can get is S$40,000. You can read more about it at this page https://www.hdb.gov.sg/residential/buying-a-flat/resale/financing/cpf-housing-grants/noncitizen-spouse-scheme

In reply to <a href="https://www.99.co/singapore/insider/hdb-grants-for-couples/#comment-131981">Keryn</a>. You may still be eligible if one of you has graduated within 12 months of the BTO application date, is an NSF or has ORD-ed within 12 months of the BTO application date. You can check out HDB's page for more info on this https://www.hdb.gov.sg/residential/buying-a-flat/new/finance/deferred-income-assessment

In reply to <a href="https://www.99.co/singapore/insider/hdb-grants-for-singles/#comment-173567">WILLIAM</a>. Yes, you'll have to apply under the Single Singapore Citizen Scheme, which is for one single applicant.

Forget the big 30 or 40. 35 is the age that many Singaporean singles look forward to. Reach this age, and they become eligible to buy public housing, be it an HDB resale flat or an HDB BTO flat*. And like couple applicants, singles can also benefit from HDB housing grants. In this article, we...

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