“Singapore Govt ‘not averse’ to more property cooling measures if necessary: Desmond Lee” – that was the title of a Straits Times article published last Friday (Jan 17). A few questions pop up in my mind: – Were HDB property cooling measures effective? – Did private property cooling measures work? – Is new property curb... [read more]

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"Can PR buy HDB Flat in Singapore?" and "Can PR buy resale HDB flat?" are questions many may wonder. HDB resale flat eligibility and ownership are rights granted to every SPR. But they do come with some restrictions. Find out more.

From Executive Condo (EC) eligibility to income ceiling, here is the ultimate guide to buying an EC in Singapore in 2024.

HDB flat eligibility has to be fulfilled by those who wish to buy an HDB flat in Singapore. For instance, to qualify for a 3-room BTO flat, your household income cannot exceed $7,000 or $14,000, depending on the project.

Making a downpayment for condo is the first step to make when buying a condo in Singapore. Whether you're buying your first private property or upgrading from an HDB flat, learn how much you need to pay upfront in 2023.

Early this month I attended a home defects talk for customers of Absolute Inspection, Singapore’s only RICS certified defects company. It was a cozy small group setup with a lot of interactions. I picked up many good insights on home defects and quality problems in new projects. This talk is especially useful if your home... [read more]

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The Total Debt Servicing Ratio or TDSR in Singapore limits your monthly debt repayments to 55% of your gross monthly income. This includes your home loan (mortgage) and other liabilities like credit card debt and personal loans.

"Can I use CPF to buy condo in Singapore?" is a common question that pops up. While the answer is yes, learn 4 main reasons why you should not use CPF to buy a condo or an HDB flat.

The Housing & Development Board is clearing the forests in Woodlands and Sembawang for new HDB projects. For the sake of our future generations, I am lobbying for your support to go against it by sharing your thoughts in the feedback forms below by next Tuesday December 10: – Sembawang feedback form – Woodlands feedback... [read more]

The post Action required: Saving the forests for our future appeared first on Property Soul.

“Debt is dumb. Cash is king.” – Dave Ramsey, American millionaire, author and radio personality “The Last Dance” Early this week I went Johor Bahru to watch the original Cantonese version of “The Last Dance” (破地狱). The Hong Kong film has broken six box office records, including highest opening day and total gross, taking in... [read more]

The post Debt is stupid appeared first on Property Soul.