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Comment on HDB grants for couples – Quick guide (with updated infographic) to resale HDB and BTO grants for couples by 99.co

In reply to <a href="https://www.99.co/singapore/insider/hdb-grants-for-couples/#comment-225161">Caleb</a>. Hi Caleb, Thank you for your query. You can base your grant calculations based on HDB's site here (https://www.hdb.gov.sg/residential/buying-a-flat/flat-and-grant-eligibility/couples-and-families/cpf-housing-grants-for-resale-flats-families). You're right, based on the total income of S$6.7k, the EHG will be S$25k. And the PHG will be S$20k given that it's within 4km of your parents' house. However, note that you won't be able to get the maximum S$80k for the Family Grant, as it is based on resident status and flat type. As a SC/PR household, the Family Grant you can get is S$70k if you're buying 2-room to 4-room flat, or S$40k if you're buying 5-room or bigger. It is best to check with HDB on the actual grant amount. Hope this helps and good luck!

Comment on Dual-key condo: Analysing the pros and cons by 99.co

In reply to <a href="https://www.99.co/singapore/insider/dual-key-condo-units-property/#comment-225363">E.K.</a>. Hi E.K., According to URA, the occupancy cap of six applies to all residing within the home, especially when owners rent out their private residences to unrelated persons who are not from the same family unit. In your query, since your main unit is rented out to a family with children and a helper, that's one family unit, while the studio is rented out to a couple who is unrelated to the family in the main unit. As the main unit and studio are considered one single property, the occupancy cap of six applies to both. Hope this answers your question. https://www.ura.gov.sg/Corporate/Media-Room/Forum-Replies/forum17-06 https://www.99.co/singapore/insider/dual-key-condo-units-property/

How being a “super-aged” country by 2026 will impact the housing market

According to the United Nations (UN), a nation becomes an “ageing” society when 7% of its population is aged 65 years and above, “aged” when it’s 14% and “super-aged”, when it’s 21%. Singapore’s population hit the “aged” status in 2017 and will soon become a “super-aged” society in 2026 – just three years away. It…

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