In reply to <a href="https://www.99.co/singapore/insider/hdb-grants-for-couples/#comment-165555">Suria Revi</a>.
Yes, you may be eligible for the staggered downpayment scheme if the SBF flat you're applying is not completed yet. If you're taking HDB loan, the first 5% is to be paid during the signing of the Agreement for Lease, while the other 10% is to be paid during the key collection. You can read more about it here: https://www.99.co/singapore/insider/bto-payment-timeline/
https://www.hdb.gov.sg/residential/buying-a-flat/new/schemes-and-grants/staggered-downpayment-scheme
As for PHG, you won't be eligible for it since it's only for resale flats.
February 14, 2022
In reply to <a href="https://www.99.co/singapore/insider/hdb-grants-for-couples/#comment-160160">Tree</a>.
The grant is only eligible for Singaporeans, so whether your wife is a PR or not, the grant amount you can get will be the same. But you may be able to get a S$10,000 Citizen Top-Up Grant if someone in the family (your wife or child) gets Singapore citizenship. You can read more about it here https://www.hdb.gov.sg/cs/infoweb/residential/servicing-your-hdb-housing-loan/citizen-topup
In reply to <a href="https://www.99.co/singapore/insider/hdb-grants-for-couples/#comment-158309">TAY HUA SIOK</a>.
If your husband is not a PR, then you'll be buying under the Non-Citizen Spouse Scheme. This means that the grants you're eligible for are similar to what a single would get: Singles Grant and Enhanced CPF Housing Grant (EHG) for Singles. For a 4-room resale flat, the Singles Grant amount you can get is S$25,000. The EHG amount depends on your income, so the maximum account you can get is S$40,000. You can read more about it at this page https://www.hdb.gov.sg/residential/buying-a-flat/resale/financing/cpf-housing-grants/noncitizen-spouse-scheme
In reply to <a href="https://www.99.co/singapore/insider/hdb-grants-for-couples/#comment-131981">Keryn</a>.
You may still be eligible if one of you has graduated within 12 months of the BTO application date, is an NSF or has ORD-ed within 12 months of the BTO application date. You can check out HDB's page for more info on this https://www.hdb.gov.sg/residential/buying-a-flat/new/finance/deferred-income-assessment
In reply to <a href="https://www.99.co/singapore/insider/hdb-grants-for-singles/#comment-173567">WILLIAM</a>.
Yes, you'll have to apply under the Single Singapore Citizen Scheme, which is for one single applicant.
Forget the big 30 or 40. 35 is the age that many Singaporean singles look forward to. Reach this age, and they become eligible to buy public housing, be it an HDB resale flat or an HDB BTO flat*. And like couple applicants, singles can also benefit from HDB housing grants. In this article, we...
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Earlier in February, there was a social media post about an elder daughter whose parents passed away, leaving behind their 4-room HDB flat to her two younger brothers – with no shares to her younger sister and her. Unlike her siblings, the girl is already married and has her own flat. The argument is that...
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Don't blame on COV. One man's treasure is another man's poison.
Hike in HDB resale prices to be slower as record number of flats achieve minimum occupation period, and more. Here are the news highlights for what happened in the Singapore property market from 8 Feb to 14 Feb 2022.