The Proximity Housing Grant gives eligible first-timer families $30,000 and first-timer singles $15,000 when buying a resale HDB flat to live with or within 4km of parents or a married child. It stacks with other CPF housing grants.
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As of Aug 2026, the data confirms both HDB and bank housing loans are capped at 75% LTV. The HDB loan requires no minimum cash downpayment. Bank loans require at least 5% cash. You can switch from an HDB loan to a bank loan after purchase but not the other way around.
Buying a resale HDB flat involves five key milestones from HFE letter application to key collection. The HFE letter must be valid when you obtain the Option to Purchase. The full process typically takes 8 to 12 weeks from OTP to completion.
As of Aug 2026, the data confirms single Singaporeans aged 35 and above can buy 2-room Flexi BTO flats islandwide and resale HDB flats on the open market. Eligible first-timer singles can receive up to $115,000 in CPF housing grants.
The hype of owning a Sentosa home for the affluent started in 2004. It was a symbol for the rich to show “they have arrived”. Sales peaked in 2006 with 522 transactions. But the buzz died down after the Global Financial Crisis (2007-8). In fact, the government sold no new land parcel after 2008. From... [read more]
The post Any hope for recovery of Sentosa Cove homes? appeared first on Property Soul.
The 15-month wait-out period was removed on 27 July 2026, and PropertyGuru enquiries for $1M HDB flats rose 154% in the first full week after.
The conclusion of Provident on “Should property be your biggest investment?” is: Not necessarily, and probably not for most investors for investment property rather than the home you live in. My two-cents on property investment Note that Provident is a fee-only wealth advisory firm. It is understandable why it advocates diversified portfolios in asset, sector... [read more]
The post Should property be your biggest investment? appeared first on Property Soul.
How extreme will you live with frugality in order to retire early in Singapore? After being retrenched at 35, a Singaporean retired and bought a 3-room flat in full. Despite a monthly passive income of $2,500 ($900 from rent and $1,600 from insurance payout), he only spends $150 a month. His financial freedom doesn’t come... [read more]
The post Is frugality the only way to retire early in Singapore? appeared first on Property Soul.
One Sophia presents a rare opportunity to own strata office space in prime District 9, combining a central location, excellent connectivity and modern workplace specifications. With limited new strata-office supply, an integrated mixed-use environment and the surrounding district undergoing further transformation, the development offers a compelling proposition for both investors seeking tenant appeal and business owners looking to establish a long-term corporate address.
Dunearn House, the highly anticipated launch of the first private residential project at the Turf City precinct turned out to be a disappointment. Joint developers Frasers Property, CSC Land Group and Sekisui House claimed that 5,900 visitors showed up for the preview weekend. But during the first sales weekend, it only moved 212 out of... [read more]
The post Why Dunearn House only sold 56%? appeared first on Property Soul.